What is your lifestyle really costing you?

This free calculator counts your lifestyle in something you can never earn back — the years of your life, and the mornings of work it takes to pay for the life you're living. Then see how much of it you can buy back.

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    Ken & Mary Okoroafor

    Award-winning Entrepreneurs and 2x Sunday Times Bestselling Authors

    Who are we?

    Ken and Mary Okoroafor are award-winning entrepreneurs and 2x Sunday Times bestselling authors of Financial Joy and The Wealth Habit.

    They are Financial and Business Coaches who founded The Humble Penny and Financial Joy Academy having transitioned from their corporate 9 to 5 jobs and helping millions to achieve financial joy. They are a husband and wife team, parents to two sons. They started from humble beginnings and grew up in low income immigrant houesholds. Ken and Mary achieved financial freedom at 34 including mortgage free in 7 years.